AAA Insurance Florida Leesburg FL 34789

Our main office is in Miami, our insurance agency has a unique understanding in all aspects of AAA insurance. We've been servicing the needs of our local communities throughout Florida, including Leesburg for well over a decade.

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Florida homeowners Insurance

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homeowner insurance quotes online comparison LNC Insurance Providers Insurance company will allow you to setup a leading-notch condominium insurance plan at an affordable rate. On top of that, you'll have access to our highly professional, and experienced agents.

Florida Renters Insurance

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home owner insurance coverage

Discover How to Save money on Renters Insurance

From St. Augustine to Naples and from Gainesville to the Florida Keys and across the Sunshine State, Florida offers bustling metropolitan areas that are perfect for renters. With a stunning coast, and a lifestyle to match, it is worthwhile remembering the importance of renters insurance. A renters insurance in Florida can serve to safeguard your possessions from damage and burglary, pay for health-related costs in the event that guests or friends are wounded in your place, and deal with liability expenses if you're having to defend yourself against a law suit. And should your home be damaged , say, a fire, tornado or perhaps a natural disaster, renters insurance coverage can even help accommodate you

Four types of coverages that may be personalized in one's renters HO4 policy

Each and every one protection has a minimum and maximum coverage amount ( typically described as "coverage limit"). Renters Insurance is also called an HO-4 policy and is cover for your private property within the rental. (Your private valuables are typically not included in the owner's insurance policy.)
  • Coverage for your personal effects (Coverage C)
  • Protection if your rented property becomes uninhabitable (Coverage D)
  • Policy coverage for personal liability insurance (Coverage E)
  • Coverage for medical settlements (Coverage F)


You could qualify for savings on your Florida renters Insurance policy. Make sure you speak about it with your agent. There are discount rates available for the following:
  • Secured condominium
  • Burglary alarm
  • Wind resistant doors and windows
  • Roof shape and condition
  • Policyholder 55+
  • Fire alarm

Florida Condo Insurance

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homeowners insurance for mobile homes

Florida Condo Insurance (HO6) Coverage and Rates

Condo insurance plan is not needed in Fla, but your condo association might still require you to get coverage. Although condo associations have to carry a minimum amount of their own insurance policy, these insurance policies usually won't pay for damage to your individual property, your personal liability or damage to your condo's internal elements. Condo insurance provides monetary protection by offering insurance protection for these possibilities. A condo insurance coverage in Florida might amount to as little as $20 to $50 each month, depending upon your condo's geographic location, building and the quantity of policy coverage you purchase.

Do I need to have Condo Insurance in Florida

Condominium owners in Florida used to be required to get condo insurance by state law, but this is not the case any more. Having said that, you may be mandated by your condo association to:
  • Possess a condo insurance coverage.
  • Display confirmation that your condo insurance policy satisfies the association's minimal requirements.
  • Obtain your condo insurance plan from a recommended agency.
Though condo associations are typically mandated to carry insurance, Florida Statutes do not require your association's protection plan to include things like most equipments and systems unique to your condo. Because of this, you can be held accountable for harm to and repair of any private belongings, the condo's floors and walls, electric equipment and devices, hot water heater and filtration system, integral fixtures, and window treatments. You're not mandated to hold insurance for these particular items, but it could be simple to protect yourself financially.

Florida Condo Insurance (HO6) Coverage

Condo insurance, also referred to as an HO-6 insurance, resembles homeowners insurance in that it addresses your personal property, liability and various structural parts of your home. Nevertheless, condo insurance is typically referred to as "walls-in coverage," as it provides specific coverage for damage to the property that takes place outside your condo. You can get condo insurance regardless of whether you're renting out a property or acquiring a condo. Depending on the level of protection you'd desire, you may acquire a condo insurance plan in Florida for either the market value or replacement cost of your home and property. A replacement cost policy is more expensive, as it covers any affected items, right up to your policy's restrictions, without taking into consideration devaluation. Condo insurance policies may be tailored to your necessities and risk profile, and the majority of policies come with the following coverage choices.
  • Dwelling coverage
  • Personal property
  • Loss assessment
  • Personal liability
  • Loss of use