AAA Insurance Florida Fort Lauderdale FL 33334

We are a Miami prime insurance agency specializing in AAA insurance. Our licensed brokers have matched the needs of Florida residents in Fort Lauderdale with the right types of insurance policies since the early 2000's.

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AAA home & renters insurance Fort Lauderdale 33334, Florida

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Hello. My name is Conrad and I am a licensed insurance agent in the state of Florida. I specialize in all aspects of AAA insurance. If you need any information from an expert, I am the person to call.

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Fort Lauderdale | FL Vital relevant information about\regarding AAA insurance in the Fort Lauderdale | FL and the 33334 region involving AAA home & renters insurance support.

Florida homeowners Insurance

AAA home & renters insurance  FL Fort Lauderdale

homeowner insurance requirements Homeowners Insurance: Designed to protect you and your loved ones, our home insurance plan presents a wide range of protection for owner-occupied, single family homes. Get an online estimate right now, and choose from our wide variety of deductible options created to best fit your budget plan. Condo Insurance: We understand that living in a condo in Florida has its rewards, and we can offer the protection you need. Our condo insurance encompasses permanently attached structures within the dwelling, personal effects, loss of use, personal liability and medical payments. Get an online quote today! Renters Insurance: Our renters policy provides protection to your belongings, regardless if you possess a little or a lot, and there are numerous alternatives for you to pick from, all at an budget-friendly rate. Modify your plan at your convenience: Get a price estimate and acquire your renters policy online!

Florida Renters Insurance

AAA home & renters insurance  FL Fort Lauderdale

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Learn you too spend less money on Renters Insurance

From St. Augustine to Naples and from Tampa to Miami and across the Sunshine State, Fla is full of busy urban areas that are ideal for people who rent. With a spectacular coastline, and a way of life to match, it is worthwhile bearing in mind the importance of renters insurance. Having renters insurance in Florida can serve to help secure your possessions from destruction and robbery, settle health-related expenses if visitors or family members are wounded in your home, and cover liability expenses if you're caught in a lawsuit. And should your home be damaged , say, a fire, storm or even a hurricane, renters insurance protection can also help accommodate you

Four types of insurance protections that can be personalized in one's renters HO4 policy

Each and every one insurance coverage has a minimum and optimum coverage amount ( usually knowned as as "coverage limit"). Renters Insurance is also considered as an HO-4 policy and is protection for your own personal property within the rental. (Your individual possessions are typically not included in the owner's insurance policy.)
  • Insurance coverage for your personal property (Coverage C)
  • Insurance protection if your rental ends up being unliveable (Coverage D)
  • Insurance protection for personal liability insurance (Coverage E)
  • Protection for health-related settlements (Coverage F)


You may receive discounts on your Florida renters Insurance policy. Make sure you mention it with your broker. There are discounts made available for the following:
  • Secured condominium
  • Burglary alarm
  • Wind resistant doors and windows
  • Roof shape and condition
  • Policyholder 55+
  • Fire alarm

Florida Condo Insurance

AAA home & renters insurance  FL Fort Lauderdale

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Florida Condo Insurance (HO6) Coverage and Rates

Condo insurance coverage isn't mandated in The sunshine state, but your condo association can still mandate you to purchase coverage. While condo associations must definitely purchase a certain level of their own insurance, these plans usually will not cover damages to your private possessions, your personal liability or harm to your condo's internal elements. Condo insurance provides economical cover by offering coverage for these dangers. A condo insurance coverage in Florida might be priced at just $20 to $50 per month, based on your condo's location, building and the extent of policy coverage you acquire.

Do I need to have Condo Insurance in Florida

Condominium owners in Florida used to be required to purchase condo insurance by state law, but this is not the case any more. However, you might be mandated by your condo association to:
  • Possess a condo insurance.
  • Exhibit evidence that your condo insurance policy meets the association's minimum required requirements.
  • Purchase your condo insurance from a specific service provider.
Although condo associations are usually required to carry insurance, Florida Laws do not mandate your association's policy to incorporate most equipments and systems unique to your condo. Because of this, you might be held accountable for destruction to and substitute of any private possessions, the condo's floors and walls, electric accessories and devices, water heaters and filtration system, integral permanent fixtures, and window treatments. You're not obligated to carry insurance for these items, but it could be a simple way to financially safeguard yourself.

Florida Condo Insurance (HO6) Coverage

Condo insurance, also called an HO-6 insurance coverage, is not unlike homeowners insurance because it includes your personal effects, liability and some structural elements of your home. Nevertheless, condo insurance is frequently called "walls-in coverage," as it offers specific protection for harm to the structure that occurs outside your condo. You can acquire condo coverage no matter if you're renting out a property or acquiring a condo. Depending on the degree of policy coverage you'd desire, you may purchase a condo insurance plan in Florida for either the prive or replacement cost of your home and possessions. A replacement cost policy is more pricey, as it covers any broken items, as high as your policy's limitations, without accounting for depreciation. Condo insurance policies may be customised to your needs and risk profile, and several insurance policies come with the following coverage possibilities.
  • Dwelling coverage
  • Personal property
  • Loss assessment
  • Personal liability
  • Loss of use